Canadian Career Education College (CCEC)
“Registered as a career college under the Ontario Career Colleges Act, 2005”
Insurance Licensing Exam Prep: LLQP, RIBO Level 1 and OTL
Access to mock exams for two insurance licences. The LLQP exam for a life insurance licence (Common Law version, every province and territory except Quebec), and the Ontario general insurance exams for car, home and business insurance: RIBO Level 1 for brokers and the OTL exam for agents. Every exam is built to its official format and weighting, with an explanation for every quiz answer. 100% online and self-paced. No lectures, no scheduled sessions: register, get assessed, and take the mock exams online before your exam.
How the CCEC Question Banks Help You Prepare
1. Find your gaps
A timed diagnostic for each LLQP module (15 questions; Ethics 10) and for RIBO Level 1 and OTL (20 questions each) gives you a score for each competency or exam area. Free.
2. Fix your weak areas
Quizzes of 10 questions with an explanation for every answer: one per CISRO competency for LLQP, and one per exam area for RIBO Level 1 (five) and OTL (four). Untimed, unlimited attempts.
3. Rehearse the real exam
Four full-length mock exams per LLQP module and per general insurance exam, each a different set of questions, with the official number of questions, time limit and pass mark (LLQP 60%; RIBO Level 1 and OTL 75%). Four attempts each, with the questions in a new order every time.
4. Know when you are ready
Results by email after every test, broken down by competency or exam area, with a readiness guide.
Why 520 and 512, not 1,000+? Some exam prep products advertise 500 to 1,000 or more questions. More questions is not the same as better preparation. Every CCEC question is original: 520 for the LLQP, written as client scenarios in the style of CISRO's published examples, and 512 for RIBO Level 1 and OTL, built to RIBO's published Level 1 blueprint and the Insurance Institute's OTL weighting. Each question is used where it helps most: in a diagnostic, a quiz or a full-length mock exam.
The Exams You Are Preparing For
LLQP: life insurance licence
The LLQP is the qualification for a life insurance licence in Canada. Its curriculum and exam content are set by CISRO (the Canadian Insurance Services Regulatory Organizations). The exam has four modules: Life Insurance; Accident and Sickness Insurance; Segregated Funds and Annuities; and Ethics and Professional Practice (Common Law version outside Quebec). Life Insurance, Accident and Sickness, and Segregated Funds and Annuities have 35 multiple-choice questions each; Ethics has 25. Each module allows 75 minutes, and the pass mark is 60% on each module. All four modules must be passed for a life licence.
To write the exam you need the certificate of completion of the LLQP prerequisite course and its course exam, taken with a provider approved by your insurance regulator. In Ontario the exam is administered by Durham College and the licence is issued by the Financial Services Regulatory Authority of Ontario (FSRA). FSRA states that after a failed attempt you may write three supplemental exams, at least 24 hours apart; after a fourth failed attempt you must wait one year and retake the prerequisite course. This course covers the Common Law version only. Quebec candidates (Civil Code Ethics) are not covered.
Exam facts above were read from the FSRA website and the CISRO LLQP curriculum in October 2026. Always confirm current exam rules, fees and delivery options with your provincial or territorial insurance regulator and its exam administrator (in Ontario, Durham College).
RIBO Level 1 and OTL: Ontario general insurance licence
RIBO Level 1 is the exam for an insurance broker licence (Registered Insurance Brokers of Ontario). The OTL Agent's exam is the exam for a general insurance agent licence from the Financial Services Regulatory Authority of Ontario (FSRA).
- RIBO Level 1: 100 scored multiple-choice questions plus 15 unscored pilot questions, 3 hours, pass mark 75%. Mix: general insurance and the industry 25, automobile 25, habitational 25, commercial 20, travel health 5. The exam is booked with the Insurance Institute of Canada or IBAO.
- OTL Agent's exam: 110 multiple-choice questions including 10 unscored pilot questions, 135 minutes, pass mark 75%. Weighting: industry knowledge 30%, automobile 30%, habitational 30%, business 5%, claims 5%. The exam is booked with the Insurance Institute of Canada.
Not covered:
- Life, health, disability and critical illness insurance. These need the LLQP exam, not the RIBO or OTL exam.
- Other provinces. Alberta and British Columbia mock exams are planned and are not open yet.
- RIBO Level 2 and Level 3 (management) exams.
Always confirm current exam rules, fees and booking with RIBO (brokers), FSRA (agents) and the exam administrator.
Who These Courses Are For
LLQP
- Candidates who have completed the LLQP prerequisite course and want timed mock exams before exam day.
- Candidates rewriting one or more modules who need to find and fix their weak competency areas.
- New life insurance agents preparing for the licensing exam in any province or territory outside Quebec.
- Internationally trained financial and insurance professionals who want the best chance of passing the Canadian LLQP exam.
RIBO Level 1 and OTL
- Insurance broker (RIBO Level 1). You work for a brokerage and offer policies from several insurance companies. Licence: Registered Insurance Brokers of Ontario (RIBO) Level 1. Exam: RIBO Level 1.
- Insurance agent (OTL, general insurance agent). You are sponsored by an insurance company and sell its auto, home and business policies. Licence: general insurance agent licence from the Financial Services Regulatory Authority of Ontario (FSRA). Exam: the OTL Agent's exam.
- Common job titles: insurance broker, insurance agent, personal lines broker or agent, insurance sales representative.
What Is Included
LLQP
| Component | Details |
|---|---|
| Diagnostics | One timed diagnostic per module: 15 questions in 32 minutes for Life Insurance, Accident and Sickness, and Segregated Funds and Annuities; 10 questions in 30 minutes for Ethics. Instant score and a breakdown by competency area. |
| Competency quizzes | Four quizzes of 10 questions per module (two for Ethics), one per CISRO competency: assess the client's needs and situation; analyze the available products; implement a recommendation; customer service during the coverage. Ethics: legal aspects of insurance and annuity contracts; rules governing agents' activities. Every answer has an explanation. Untimed, unlimited attempts during your access period. |
| Mock exams | Four full-length timed mock exams per module, built to the official format: 35 questions (Ethics 25), 75 minutes, pass mark 60%, with the questions of each mock in a new order on every attempt. |
| Results | Score and breakdown by email after every test, with a readiness guide for the mock exams. |
The competency areas and their weights follow the published CISRO LLQP curriculum. All questions are original CCEC questions. CISRO's published example questions were read for format only and are not reproduced.
RIBO Level 1 and OTL
Access to mock exams for the two Ontario general insurance licensing exams: RIBO Level 1 for brokers and the OTL exam for agents. Area quizzes and full-length timed mock exams follow the official format and weighting, with an explanation for every quiz answer.
| Component | Details |
|---|---|
| Diagnostics | One timed diagnostic per exam: RIBO Level 1, 20 questions in 36 minutes; OTL, 20 questions in 25 minutes; one attempt each. Instant score and a breakdown by area. Free. |
| Area quizzes | Five quizzes for RIBO Level 1 and four for OTL, 10 questions each, one per exam area, with an explanation for every answer. Untimed, unlimited attempts during your access period. |
| Mock exams | Four full-length timed mock exams per exam: RIBO Level 1, 100 questions in 3 hours; OTL, 100 questions in 125 minutes; pass mark 75%; four attempts each. |
| Results | Score and breakdown by email after every test, with a readiness guide. |
Exam areas follow RIBO's published Level 1 blueprint and the Insurance Institute's published OTL weighting. All 512 questions are original CCEC questions.
Access Options
LLQP Free Diagnostic Access (CAD 0)
Find out where you stand in each module before you pay for anything.
- Includes: the four module diagnostics
- Access: one week from approval
- Registration: same form and eligibility assessment as paid access, no payment step
- Limit: one free registration per person; cannot be extended or repeated
LLQP Mock Exam Access (CAD 29 per module, or CAD 89 for all 4)
Five options on one registration page. A single module runs for 30 days from approval, or until your exam date if that comes first. The All 4 Modules Bundle runs from approval until your exam date.
- Life Insurance, Accident and Sickness, or Segregated Funds and Annuities, CAD 29 each: the module diagnostic, four competency quizzes and four full-length mock exams, four attempts each
- Ethics (Common Law), CAD 29: the Ethics diagnostic, two competency quizzes and four full-length mock exams, four attempts each
- All 4 Modules Bundle, CAD 89: everything in the four module options plus the four free diagnostics
- Payment: online by credit card at registration
- Guarantee: the All 4 Modules Bundle carries the CCEC guarantee (see Guarantee below)
RIBO and OTL Free Diagnostic Access (CAD 0)
Find out where you stand before you pay for anything.
- Includes: the RIBO Level 1 and OTL diagnostics
- Access: one week from approval
- Registration: same form and eligibility assessment as paid access, no payment step
- Limit: one free registration per person; cannot be extended or repeated
RIBO Level 1 or OTL Mock Exam Access (CAD 49 or CAD 39)
Two options on one registration page. Access runs for 30 days from approval, or until your exam date if that comes first.
- RIBO Level 1, CAD 49: the RIBO diagnostic, five area quizzes and four full-length mock exams, four attempts each
- OTL Agent, CAD 39: the OTL diagnostic, four area quizzes and four full-length mock exams, four attempts each
- Guarantee: both options carry the CCEC guarantee (see Guarantee below)
- Payment: online by credit card at registration
CCEC guarantee. On the LLQP All 4 Modules Bundle, RIBO Level 1 Mock Exam Access and OTL Agent Mock Exam Access: if you do not pass the official exam on your first attempt, you get one further access period to the same option, until your new exam date, at no charge. This is not a cash refund. How to claim it
Eligibility
LLQP
The eligibility standard follows the rule for writing the official LLQP exam. To register you confirm that you:
- have completed the LLQP prerequisite course and its course exam with a provider approved by your provincial or territorial insurance regulator;
- are preparing for the Common Law version of the exam (outside Quebec);
- have your CIPR number (Canadian Insurance Participant Registry);
- can upload a valid photo ID, your LLQP course completion certificate and proof of your LLQP exam registration showing your exam date.
This course is access to mock exams only. It is not the LLQP prerequisite course and does not replace it. Applicants from any country are welcome. This is a short online course: a study permit is not required, and completion does not qualify you for a Post-Graduation Work Permit.
RIBO Level 1 and OTL
No course certificate is needed to register. To register you confirm that you:
- are preparing for the Ontario RIBO Level 1 or OTL exam;
- can upload a valid government photo ID and proof of your exam booking showing your exam date.
Licence requirements after the exam (for example being 18 or older, background checks and, for agents, sponsorship by an insurer) are set by RIBO and FSRA, not by CCEC.
How It Works
1. Register
Choose your exam and option, complete the form including the eligibility declaration (for LLQP, also your CIPR number), and pay online where a fee applies. Then upload a copy of your government photo ID and proof of your exam registration (for LLQP, also your course completion certificate) using the Mock exam document upload form (the link is in your registration confirmation email), with the same email address you registered with, within 3 days. An unpaid registration is cancelled automatically after 15 minutes; you can register again at any time.
2. Assessment
Your details and documents are checked against the eligibility requirements, usually within a few hours if everything is in order. You receive an email as soon as your documents arrive. If our Admissions team needs anything else, you are told exactly what to send and by when. If no documents arrive within 1 hour of registering, you receive one reminder. If not approved, you are told why and any fee paid is refunded in full by the same payment method within 2 to 3 business days.
3. Access
Your access email brings the link to your mock exam pages, your access code and your access end date. Log in to the College learning portal and start with the diagnostic.
4. Prepare until exam day
Work through the competency quizzes (LLQP) or area quizzes (RIBO and OTL), then sit the mock exams under exam conditions. Results arrive by email after every test. Online students must meet the College System Requirements.
Important Information
Please read before you register
- “This program does not require approval under the Ontario Career Colleges Act, 2005.”
- Canadian Career Education College (CCEC) is not an approved LLQP course provider. This product is access to mock exams only. It is not the LLQP course, does not replace it and does not meet the course prerequisite.
- CCEC is not affiliated with or endorsed by CISRO, the Financial Services Regulatory Authority of Ontario (FSRA), Durham College or any insurance regulator. CCEC does not administer the licensing exam and does not issue licences. Completing this course does not qualify you for a licence, and the College does not guarantee an exam result.
- For RIBO Level 1 and OTL: this product is access to mock exams only. It is not a licensing course and it is not the official RIBO or OTL exam.
- CCEC is not affiliated with or endorsed by RIBO, the Insurance Institute of Canada or IBAO.
- Exam prep fees are non-refundable once access has been granted. If your registration is not approved, the fee is refunded in full.
Fees, refunds and access periods are set out in the Mock Exam Policies below.
Mock Exam Policies
Eligibility and assessment
Eligibility follows the licensing body's published requirements for the exam you select. Every registration is assessed against them using the details, photo ID and exam registration proof you submit (for LLQP, also your course completion certificate). A free registration with missing details is cancelled and you may register again with complete details. A paid registration with missing details is held and you are told exactly what to send; if nothing is received within 3 business days the registration is not approved. If your documents are not received within 3 days of registering, a free registration is cancelled and you may register again; for a paid registration, our team will contact you.
Fees and refunds
If a paid registration is not approved, the fee is refunded in full by the same payment method within 2 to 3 business days. Once access has been granted, fees are non-refundable. Free Diagnostic Access has no fee.
Access period
A single LLQP module runs for 30 days from approval, or until your exam date if that comes first. The All 4 Modules Bundle runs until your exam date. RIBO Level 1 and OTL Mock Exam Access runs for 30 days from approval, or until your exam date if that comes first. Free Diagnostic Access runs for one week from approval. Your exam date is taken from your exam registration proof. If your exam date moves, send the new date through the support form before your access ends. After the end date the access pages close; to continue, register again for the option you need.
Attempts and feedback
Each diagnostic allows one attempt. Competency quizzes (LLQP) and area quizzes (RIBO and OTL) can be repeated as often as you like during your access period. Each mock exam allows four attempts. Every answer has an explanation, and your score with a breakdown by competency or exam area is emailed after every test.
Personal access
Your access code and access pages are issued to the person named at registration and work only with the email address you registered with. One registration per person per event; a different option is a new registration on the same event page.
Results
Results are emailed after each test with a breakdown by competency or exam area. They are mock exam results from CCEC's own question bank and are not recognized by, or reported to, any licensing or examining body. Completing a mock exam course does not qualify you for a licence.
Support
Questions about registration, access or results go through the support form; please allow 24 to 48 business hours for a response. College email comes only from @ccecollege.online, @ccecollege.com, or @cancollege.online.
CCEC guarantee
The CCEC guarantee applies to the LLQP All 4 Modules Bundle, RIBO Level 1 Mock Exam Access and OTL Agent Mock Exam Access. If you do not pass the official exam on your first attempt, you can have one further access period to the same option, until your new exam date, at no charge. Send your official result notice and your new exam date through the support form. This is not a cash refund.
Ready to Register?
Registration and payment are online. For questions about eligibility, call 1-905-499-3631, or submit the support form.
Canadian Career Education College (CCEC) is registered as a career college under the Ontario Career Colleges Act, 2005. College email comes only from @ccecollege.online, @ccecollege.com, or @cancollege.online.
Canadian Career Education College (CCEC)
Registered career college in Ontario.
DLI # O262228554872 · OSAP Approved
Phone: 1-905-499-3631
Support and Policies
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